FHA loans have flexible qualifications and only requires a small down payment.
580-620 with DTI limits
580 high balance with limits
3.5% min borrower
The loan program referenced is subject to Preferred Rate's program minimum FICO and underwriting requirements, which may differ from those imposed by the FHA. Preferred Rate is a private mortgage lender authorized as an approved FHA direct seller servicer. This communication is not intended to indicate FHA endorsement or approval of any loan program.
If you are a Hero in the state of California - you are eligible to use our loan program and pay zero in lender fees! You will need to meet the job title requirements. Some of these titles include: police officers, firefighters, paramedics, doctors, and teachers.
Pre-qualification can take as little as 15 minutes.
CLICK HERE TO GET PRE-APPROVED!