Get a FHA Home Loan | Preferred Rate in Brentwood, CA

DON'T HAVE CASH FOR A LARGE DOWN PAYMENT?

FHA loans have flexible qualifications and only requires a small down payment.

MIMIMUM FICO SCORE

580-620 with DTI limits
580 high balance with limits

DOWN PAYMENT

3.5% min borrower

OCCUPANCY

Primary residence

UPMIP financed
Monthly mortgage insurance required
100% gift funds allowed
Up to 6% seller contribution

The loan program referenced is subject to Preferred Rate's program minimum FICO and underwriting requirements, which may differ from those imposed by the FHA. Preferred Rate is a private mortgage lender authorized as an approved FHA direct seller servicer. This communication is not intended to indicate FHA endorsement or approval of any loan program.

Are you a Qualified California Hero?

No Lender Fees For Qualified California Heroes

If you are a Hero in the state of California - you are eligible to use our loan program and pay zero in lender fees! You will need to meet the job title requirements. Some of these titles include: police officers, firefighters, paramedics, doctors, and teachers.

Stop clock Pre-qualification can take as little as 15 minutes.
CLICK HERE TO GET PRE-APPROVED!