VA Loans

YOU'VE SERVED US, NOW LET US SERVE YOU!

VA loans offer low upfront costs and monthly mortgage payments for Service Members, Veterans, and eligible surviving spouses.

Mimimum Fico Score

620 with DTI Limits
640 high balance with limits

Down Payment

No down payment required

Occupancy

Primary residence

Upfront funding fee financed
No monthly mortgage insurance required
100% gift funds allowed
Up to 4% seller contribution

This communication is for informational purposes only, this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact Preferred Rate's Brentwood Team to learn more about mortgage products and your eligibility.

Are you a Qualified California Hero?

No Lender Fees For Qualified California Heroes

If you are a Hero in the state of California - you are eligible to use our loan program and pay zero in lender fees! You will need to meet the job title requirements. Some of these titles include: police officers, firefighters, paramedics, doctors, and teachers.

Stop clock Pre-qualification can take as little as 15 minutes.
CLICK HERE TO GET PRE-APPROVED!