About Our Program Serving Those Who Serve Us With The Hero Employee Loan Program



Our Program Works With:

  • FHA
  • Jumbo
  • Conventional
  • VA
  • USDA
Underwriting Fee
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Total Fees Covered


Borrower Saves an Average of $4,000 in Closing Costs!

Make us your one stop shop, no matter what loan you're looking for: VA, FHA, Conventional or otherwise.

HELP Program

No Lender Fees For Qualified California Heroes

California Hero Homebuyers are entitled to the best deal possible when it comes to financing their home. We are grateful for all that our Heroes do and want to provide them a way to kickstart their dreams. The HELP program waives loan fees up to $1,855 for all qualified Heroes.

Get Started

How to Qualify

If you are a Hero in the state of California - you are eligible to use our loan program and pay zero in lender fees! You will need to meet the job title requirements. Some of these titles include: police officers, firefighters, paramedics, doctors, and teachers.

After that, it's just a matter of choosing the loan type that works best for you with the help of our licensed loan experts. Qualifying for loans with the Hero Employee Loan Program works the same way as getting qualified for any conventional or government loan program.

  • Pre-qualification can take as little as 15 minutes with a free consultation!

in loan fees

No lender fees for Qualified First Responders, Frontliners and Teachers!

GETTING STARTED Let's get you pre-qualified

Fill out this quick form and one of our home loan experts will give you a call to start the process of finding you a home!

There is no commitment, and pre-qualification is free.

CELP | Hero Employee Loan Program

Loan approval is subject to underwriter review: not everyone who applies will be approved. Interest rates are subject to change daily and without notice. Any interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value.