ASK US ANYTHING Frequently Asked Questions

Who qualifies for this program?
We created the HERO program to give back to our Hero Employees. This includes police officers, firefighters, paramedics, military members, doctors, and teachers. If you are curious if your job qualifies for the HERO program, click here to schedule a consultation.
What loan programs can I use for this program?
The HERO program works with conventional, FHA, Jumbo, USDA, and VA home loans. This helps all potential hero borrowers find the right program for your family.
How do I get started?
Getting started is simple. First, you will schedule your free consultation. This will be a meeting in which we determine if you qualify and begin to build your mortgage plan. You will leave this meeting with a concrete idea of the loan amount, monthly payment, and next steps.
What is the discount that I am getting?
You pay ZERO lender fees. We waive these fees as our way of saying thank you to our local HERO employees. You can increase the amount of your discount by using one of our registered real estate partners.
Can I use this for a purchase or a refinance?
This can be used for either purchasing or refinancing a home. As long as you qualify for the program and have not used the discount this year, this discount will be applied at closing.


GETTING STARTED Let's get you pre-qualified

Fill out this quick form and one of our home loan experts will give you a call to start the process of finding you a home!

There's no commitment, and pre-qualification is free

CELP | Hero Employee Loan Program

Loan approval is subject to underwriter review: not everyone who applies will be approved. Interest rates are subject to change daily and without notice. Any interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value.